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Choose Your Insurance Cover

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  • Damage to premises
  • Injury to our men
  • Goods in transit
  • Any accident
  • Accidental damages during
  • Packaging
  • Loading
  • Unloading

  • Damage to premises
  • Injury to our men
  • Goods in transit
  • Any accident
  • Accidental damages during
  • Packaging
  • Loading
  • Unloading

Insurance Calculator

Insurance Calculator

Fill the below form to obtain an insurance quote

Smartmove (Sydney) Pty Ltd can assist you to obtain insurance to protect your goods while they are in transit or storage. This is because we are a member of the Australian Furniture Removalists Association (AFRA) and an authorized representative of Cowden (VIC) Pty Ltd (AFSL 245658), a licensed insurance broker.

This will help you rest easy knowing your prized possessions are fully protected and save time by only having to deal with one company if you were to make a claim.

Type of Risks – You have the option of ‘Full’ or ‘Restricted’ Cover’.

Full Cover insures you for most risks of loss or damage to your goods including:

  • Damage to premises
  • Injury to our men
  • Goods in transit
  • Any accident
  • Accidental damages during
  • Packaging
  • Loading
  • Unloading

However, Restricted Cover only insures you for accidental loss or damage which occurs as a result of:

  • Damage to premises
  • Injury to our men
  • Goods in transit

*Please not that THIS DOES NOT cover your goods while they are being moved in and out of your property and into our truck. (Where most damage occurs)

If you elect cover for storage as well, this insures loss or damage to your goods during storage.

Basis of Settlement – You can choose to insure your goods on a “Replacement Cost” basis or for “Market Value” on a Full Cover policy.

  • Under Replacement Cost cover, if your goods are lost or totally destroyed, you receive the new replacement cost provided the goods are less than 10 years old.
  • Under Market Value cover, you only receive the current market value of the goods. If the goods are damaged, both covers will cover the reasonable cost of repair.

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